The market grows – the Top 3 falls behind
The first edition of the Non-life Market Monitor brings every public data source together into a single picture of the Dutch non-life market: size, growth, market shares and profitability, by product market and by player.
The Dutch non-life market wrote €19.6 billion in gross premiums in 2025, up 5.7% on 2024. That growth did not come from the players who dominate the market: the three large Dutch insurers stalled at 3.8%, while foreign generalists grew fastest at 9.8%. The combined market share of the Top 3 now stands at 44.8% — and is falling.
The report covers the whole market: size and growth by product group, market shares of the twenty largest players, profitability by cluster and a separate cut of the managing general agent market. Built bottom-up from public sources, and repeated every year from now on.
An example from the research
What the report covers
- The full market build-up 2023–2025, by product group and by cluster of insurers.
- Market shares and growth of the twenty largest players, including foreign entrants.
- Profitability: combined, claims and expense ratios, with a ten-year series per product market.
- Deep dives on Motor, Fire and Liability, each with concentration and cycle analysis.
- A separate cut of the managing general agent market, by product market.